If you have already started your claim, your lawyer will be working behind the scenes to build you a strong case for compensation, and while your own involvement in the claims process will be minimal, there are some things to bear in mind when it comes to settling a claim. Information about these things can be found below:
- Don’t settle early
It is not uncommon for insurance companies to contact the claimant – i.e. you – with regards to settling a claim early. Insurance companies hope that by offering a pay-out just 4-6 weeks into the claims process, they can save money. Or basically, they hope that the lure of an early, lower payment will be greater to you than the lure of a later, higher payment, as some personal injury claims can take several months to process.
The basic rule of thumb here is not to settle early, because the insurance company will be offering a lower amount of compensation than you are legally entitled to. Or in other words, it is worth sticking through the claims process, to maximise your compensation.
- Don’t settle for anything less than you are entitled to
Another way that insurance companies sometimes attempt to save money, is by contesting the claim value. They might contest your claim value based on past pay-outs, or by stating that they believe you were more responsible than you are letting on. If the insurer does this, then your personal injury lawyer will advise you on what to do. It usually turns out to be the case that the insurer is simply trying their luck, to reduce their losses.
The thing to remember here is that you are legally entitled to compensation, and so long as your settlement demand is fair, then the other side should pay what you are asking. Look at and have a read of https://ukclaimlawyers.co.uk/car-accidents/ to find out more about this.
- Always heed the legal advice you receive
When you make a claim for a car accident, and you enlist a lawyer to process your claim, you should have trust in the advice they give. That advice may well be to settle your claim on a split liability agreement, or to take your claim to court. Whatever the advice you receive, it should be taken seriously, since your lawyer is more qualified than you to assess your claim, and where you stand legally, further into the claims process.
If you do not follow the advice of your lawyer, you may jeopardise your claim. Your claim’s value could decrease, or you could leave yourself open to claim disputes. This is obviously not ideal, so always heed the advice of your lawyer for a smooth personal injury claim.